SHORT SALE - UNEXPECTED COLLATERAL DAMAGE

Published in May 24th, 2011
Posted by johnjuarez in Real Estate, buyers, REO, foreclosure, home buyer, Buying a home, Bank owned real estate, short sale, first time buyer
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I was recently visiting a house in Fremont that our real estate team was about to put on the market. It is a short sale. As I was headed for my car, the neighbor from next door hailed me. He asked if I had a couple of minutes to spare to talk to him. In […]

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SCHOOLS DRIVE REAL ESTATE VALUE - UP WE HOPE

Published in May 5th, 2011
Posted by johnjuarez in Real Estate, buyers, REO, foreclosure, 1st Time home buyer advices, home buyer, Buying a home, Bank owned real estate, short sale, first time buyer
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We have long known that high performing schools drive real estate values upwards in the areas around those schools. In the Mission San Jose School District of Fremont, Ca. a buyer will pay more for their new home than they will for a similar home in surrounding communities or even other parts of Fremont. Why? […]

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NEW LISTING IN COLUMBIA NEIGHBORHOOD OF CASTRO VALLEY

Published in August 31st, 2010
Posted by johnjuarez in Real Estate, buyers, REO, Mortgage/Finance, foreclosure, home buyer, Buying a home, short sale, first time buyer
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The Medford Team has a new listing in Castro Valley. It is a beautifully landscaped home on a cul-de-sac in Castro Valley’s well regarded Columbia neighborhood. The home has 4 bedrooms and 2.5 baths in 2,154 sq. ft. on a large lot of 9,300 sq. ft. With an upgraded kitchen, new paint and in an […]

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BACK TO WORK!

Published in December 26th, 2009
Posted by johnjuarez in Real Estate, buyers, REO, Lending, Mortgage/Finance, foreclosure, 1st Time home buyer advices, home buyer, Buying a home, Bank owned real estate, short sale, first time buyer
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It has been a good Christmas Season. I just got back from two days away visiting family in the Sierra foothills. Cold, but no snow. Warm inside with great-grandparents, grandparents (me included), parents and children all gathered for the holiday fun and joy. Lots of good food and love in several helpings. I got my […]

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PROCRASTINATION—YOUR ENEMY IN TODAY’S MARKET!

Published in July 29th, 2009
Posted by johnjuarez in Real Estate, buyers, Lending, Mortgage/Finance, 1st Time home buyer advices, home buyer, Buying a home
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Procrastinate:  to defer action; to delay: to procrastinate until an opportunity is lost.
 
Procrastinator or smart buyer? Smart buyers don’t procrastinate. They wait for the market to hit bottom. They wait for prices to get as low as they are going to go. Then they buy their house and ride the tide of increasing value as […]

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GOOD NEWS FOR HOME BUYERS…MORTGAGE PROTECTION PLAN

Published in June 22nd, 2009
Posted by johnjuarez in Uncategorized, Real Estate, buyers, Lending, Mortgage/Finance, 1st Time home buyer advices, home buyer, Buying a home, first time buyer
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The California Association of REALTORS®, through its Housing Affordability Fund, is offering a new Mortgage Protection Plan. What is the Mortgage Protection Plan? The Plan offers a combination of involuntary unemployment, accidental disability and accidental death protection for qualified first-time home buyers.
Through the program, first-time home buyers who lose their jobs or become accidentally disabled […]

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WHAT IS THE OPPOSITE OF A SHORT SALE?

Published in April 27th, 2009
Posted by johnjuarez in Real Estate, buyers, REO, Lending, Mortgage/Finance, foreclosure, 1st Time home buyer advices, home buyer, Buying a home, Bank owned real estate, short sale, first time buyer
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If you answered the above questions by saying “A long sale” you are wrong. A short sale IS a long sale! (Of course, we are talking about real estate, not stocks and bonds.) When I say long, I mean as in a long time…months, in fact.
Some time back, I told my wife that I was […]

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MORTGAGE RATES ARE STILL LOW

Published in April 6th, 2009
Posted by johnjuarez in Uncategorized, Real Estate, buyers, REO, Lending, Mortgage/Finance, foreclosure, 1st Time home buyer advices, home buyer, Buying a home, Bank owned real estate, short sale, first time buyer
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Mortgage rates have been low for a while. They remain low. Unusually low. Attractively low. You don’t really expect them to stay this low forever…do you?
A recent article in The Business Journel, covering the Triad Area of Greensboro and Winston/Salem , North Carolina stated that ” Freddie Mac says the average 30-year fixed-rate mortgage fell to 4.78 percent this […]

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FEDERAL TAX CREDIT…(CAN’T BE SAID OFTEN ENOUGH!)

Published in March 30th, 2009
Posted by johnjuarez in Real Estate, buyers, Lending, Mortgage/Finance, 1st Time home buyer advices, home buyer, Buying a home, first time buyer
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Maybe you have already heard this news. In fact, I would be surprised if you have not. I think it is still worth repeating because it is so significant for so many potential buyers. In fact, this can make the difference between potential buyers and actual buyers.
The federal government is offering to help you buy […]

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Real Estate Conundrum: Which Comes First…the Chicken or the Egg?

Published in January 4th, 2009
Posted by johnjuarez in Real Estate, buyers, Lending, Mortgage/Finance, 1st Time home buyer advices, home buyer, Buying a home, first time buyer
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My real estate sales team has a listing that is a condo complex in San Leandro, Ca. There are 14 units, of which 5 have been sold.
Lenders have long had a guideline that any given condo complex must be more than 50% owner-occupied in order to achieve the acceptable risk level for making a loan for […]

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